How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,6541
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,654
$290
9
53
$5,308
$304
17
54
$7,962
$319
25
55
$10,616
$335
32
56
$13,270
$352
38
57
$15,924
$370
43
58
$18,578
$388
48
59
$21,232
$407
52
60
$23,886
$427
56
61
$26,540
$448
59
62
$29,194
$470
62
63
$31,848
$494
64
64
$34,502
$519
66
65
$37,156
$545
68
66
$39,810
$572
70
67
$42,464
$601
71
68
$45,118
$631
72
69
$47,772
$663
72
70
$50,426
$696
72
71
$53,080
$731
73
72
$55,734
$768
73
73
$58,388
$806
72
74
$61,042
$846
72
75
$63,696
$888
72
76
$66,350
$932
71
77
$69,004
$979
70
78
$71,658
$1,028
70
79
$74,312
$1,079
69
80
$76,966
$1,133
68
81
$79,620
$1,190
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $290/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.